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Content: become a limited option because of the credit crunch, however. Many lenders who used to offer unsecured, signature loans for consolidation don t anymore. If you find one that provides this option, make sure it s not a high interest loan, even if it will help you reduce monthly payments by extending the terms. If you re struggling financially, you may want to consider filing for bankruptcy http://www.blogspot.com . A bankruptcy, regardless of type, will leave a stain on your credit report. However, missed payments and high debt will also lower your rating. You can reduce your debts when you file for bankruptcy. It is very important to select a debt consolidation service with a fantastic reputation. Do plenty of background research and contact your Better Business Bureau to make sure the professionals you re interested in are reliable and properly licensed. Do not hire a debt consolidation specialist with any complaints pending against them. Talk to your creditors about consolidating all of your bills into one

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